About

Finance Sikh is an educational portal to help you understand the basics of personal finance.

Personal finance can be complicated. Terminology, regulations and features of various finance products can often confuse people. Finance Sikh aims to simplify those topics by breaking them down into straight forward topics with worked examples and helpful calculators.

This will help you learn more so that you understand what to think about.

Topics

We have lots of educational content on Finance Sikh. We cover:

• Budgeting: How to manage your money each month.
• Saving: How to save for emergencies. What to think about when saving and types of saving.
• Investing: Mutual Funds, SIPs, Compounding, Risk and Long Term Investment Principles.
• Insurance: Term Insurance, Health Insurance, Policy Features, Exclusions and Waiting Periods.
• Taxes: Tax Concepts in India, Tax Regimes, Deductions and Common Tax Terms.
• Loans: EMIs, Repaying your loans, Credit Scores and Cost of Borrowing.
• Calculators: Explore Financial Calculations using clearly defined assumptions.

Note: The purpose of our content is to educate.

Who runs Finance Sikh?

Finance Sikh is run by Ashish Malaviya.

Finance Sikh is independently published by Ashish Malaviya to make everyday Indian personal-finance concepts easier to understand. The site is educational and does not claim regulated financial, tax, insurance, legal, or investment qualifications.

The information below has been created using accurate and reliable information. We do not claim any professional qualifications, certifications or affiliations.

What we aren’t

We provide general educational information. We are not offering any personal investment, tax, insurance, legal, financial, or credit advice.

We do not give stock tips, we do not sell any financial products due to us providing educational content. We are not a regulated financial advice company. We do not recommend you use our articles and calculators instead of looking at official documents.

How we create our content

We aim to provide clear, practical and useful articles. We carry out research using official publications, government websites, regulatory documents, product documentation and other relevant primary resources depending on the topic.

We aim to identify key assumptions in examples and calculators. We aim to highlight general information and how this may differ to your own circumstances. We may also update our content if there are changes to regulations or information from the source.

It cannot be guaranteed that all details will always be up to date and correct however we aim to check and update our content if we notice any errors or have a reliable correction. If there are major updates we may update the date of the article.

For more information please see our Editorial Policy.

Contact Us

If you have any questions or suggestions for future articles please contact us.

Email: financesikh.learn@gmail.com

Alternatively please contact us using our Contact Page.

We aim to help you understand personal finance clearly.