Published 2/11/2026
Budgeting on an Indian Salary: Adapting the 50/30/20 Rule
Adapt the 50/30/20 budgeting idea to Indian households, including rent, family support, EMIs, annual bills and irregular monthly expenses on a salary.
Read article →Blog
A single, browsable collection of plain-language money explainers.
Published 2/11/2026
How Credit Scores Work in India and How to Improve One
Learn how Indian credit reports work, what affects scores, and how to check errors, raise disputes and build sustainable repayment habits without promises.
Read article →Published 2/11/2026
ELSS, PPF, and NPS Compared: Features, Lock-in, Risk, and Tax Treatment
Compare ELSS, PPF and NPS by structure, access, risk and tax treatment in India, with current rules flagged for verification and no product rankings clearly.
Read article →Published 2/11/2026
Emergency Fund: How Much to Keep and Where to Keep It
Learn how essential expenses, dependants, job stability, EMIs and access needs shape an emergency fund, plus ways to rebuild it after a withdrawal event.
Read article →Published 2/11/2026
EMI vs Prepayment: How Home-Loan Interest Works
Understand home-loan principal, interest, amortisation, fixed and floating rates, illustrative repayment schedules, and prepayment trade-offs and lender terms.
Read article →Published 2/11/2026
Health Insurance for Parents Above 60: What to Check
Review waiting periods, co-payments, room limits, pre-existing conditions, renewals, exclusions, claims and affordability for parents over 60 in India.
Read article →Published 2/11/2026
NPS Basics for Salaried Beginners
An introduction to India’s National Pension System, including Tier I and Tier II, contributions, investment choices, tax treatment and exit rules to verify.
Read article →Published 2/11/2026
Old vs New Tax Regime: How Salaried People Can Compare Under Current Indian Tax Rules
Compare India’s old and new tax regimes by tax year, taxable income, eligible deductions and verified official rules, using an illustrative calculation method.
Read article →Published 2/11/2026
PPF Explained: How It Works, Limits, Lock-in, and Drawbacks
Understand India’s PPF account structure, deposits, tenure, extensions, withdrawals, interest declarations and the trade-offs of restricted liquidity over time.
Read article →Published 2/11/2026
How Much Should You Invest Monthly to Reach a Goal? A Reverse SIP Guide
A guide to reverse SIP calculations, future-value assumptions, time horizons and return sensitivity, using illustrative rupee examples rather than forecasts.
Read article →Published 2/11/2026
SIP vs Lump Sum: What Beginners Should Understand
Understand SIP and lump-sum mutual-fund investing in India through an illustrative comparison of timing risk, cash flow, discipline and market uncertainty.
Read article →Published 2/11/2026
Term Insurance Explained: Cover, Claim Settlement Data, Riders, and Exclusions
Learn how sum assured, underwriting, disclosures, riders, exclusions and claim-settlement data should be understood without treating statistics as guarantees.
Read article →Published 2/11/2026
Term Insurance vs Savings-Type Life Insurance Plans
Compare term protection and savings-oriented life insurance, including premiums, benefits, liquidity, lock-ins, exclusions and policy questions for consumers.
Read article →Published 2/11/2026
Health Insurance Waiting Periods and Sub-limits, Explained
Understand health-policy waiting periods, co-payments, room-rent limits, exclusions and sub-limits through a practical hypothetical claim illustration.
Read article →Published 2/11/2026
What Is a SIP? How Monthly Investing Works in India
Learn how SIPs work in India, including mutual-fund units, NAV, instalments, rupee-cost averaging, missed payments and investment risks for beginners.
Read article →