Editorial Policy
Last Updated: 2 November 2026
Who is this for?
Finance Sikh is a personal finance website focused on providing simplified financial knowledge about India.
We do not offer any personal advice related to investments, tax, insurance, legal, financial or credit. The information we provide is for educational purposes only.
What we focus on
We focus on providing information on:
- Personal Budgeting
- Savings & Emergency Funds
- Investments, SIPs, Mutual Funds, Compounding & Risk
- Insurance, Term Insurance & Health Insurance
- Taxation System in India
- Loans, EMIs, Repayments & Credit Scores
- Calculators
Research
We always aim to use primary and official sources of information. These include:
- SEBI – Information about the Securities Market and Investor Education
- RBI – Banking, Lending, Monetary Policy, etc.
- AMFI – Mutual Fund Industry & Investor Education
- IRDAI – Insurance & Consumer Regulation
- PFRDA – Pension Scheme & National Pension Scheme
- Income Tax Department – Tax Rules & Guidelines, Forms & Notifications
- India Code – Central Legislation
- National Savings Institute – Small Savings Schemes
Where rules, rates, limits, eligibilities or dates are mentioned, we will always reference the official source. Articles from other sites may be referenced to provide extra information.
Writing
Before any content is published, we follow these guidelines:
- All key statements, facts, rates, limits, dates and rules have been referenced from official sources in India such as RBI, SEBI, IRDAI, PFRDA, AMFI, Income Tax Department, India Code or National Savings Institute.
- Information has been referenced from up-to-date official sources.
- All exceptions, conditions and cautions have been explained where relevant.
- Examples and calculators have clear assumptions.
- Any uncertainties, limitations and any major omissions have been fairly stated.
- Information provided is for general information purposes only. It is not offering any personal advice regarding investments, tax, insurance, legal or financial matters.
Examples & Calculators
Our calculators and examples are there to demonstrate how things work.
- Any assumptions, inputs, timeframes, rates or calculations have been stated.
- If there are any major omissions (fees, taxes, inflation or variable rates), these will be clearly stated.
- The results are an estimate only.
Changes
Financial laws, regulations, taxation, interest rates, government schemes and product information are regularly changing.
We will endeavour to check and update any content of which we become aware has major changes. This will be done as soon as reasonably possible.
Major changes will be highlighted and the date the article was reviewed/updated will be changed accordingly.
If you feel any of our articles have an error, please email us at financesikh.learn@gmail.com stating the URL of the article, the exact details you are concerned with, and your reliable source/reason for the correction. We will look into all reports; however, we cannot guarantee any specific outcome.
Independence & Sponsorship
Finance Sikh is independently owned.
- Any posts that contain sponsorship, affiliate links or other commercial relationships will be clearly stated.
- We do not receive any payment for positive reviews, rankings or recommendations.
- Just because there is a relationship in place does not mean the product is suitable, safe or beneficial for everyone.
- If we compare products, we will clearly state how we are comparing them, what the limitations are and any relationships.
- Everything is for educational purposes and is not personal advice.
Ownership
Finance Sikh is owned and published by Ashish Malaviya. It is an independent educational resource aimed to help you understand everyday concepts related to personal finance in India.
We do not claim to have any regulated qualifications relating to financial, tax, insurance, legal or investment advice.
Contact
Please contact us at financesikh.learn@gmail.com if you have any queries about sources, corrections or any editorial issues.